The UAE Golden Visa is a groundbreaking long-term residency program that offers unique benefits to expatriate professionals, investors and their families. It goes far beyond standard visa benefits and includes special privileges such as property acquisition, exemption from the need for a local sponsor, access to world-class healthcare and education, and tax benefits. This strategic initiative is specifically designed to attract skilled professionals and contribute to the UAE’s dynamic growth and global standing.

Let’s take a look at the 24 most important benefits of a Golden Visa for the United Arab Emirates and learn how such a visa can fundamentally change your life and work in the United Arab Emirates.

The 24 most important benefits of a Golden Visa in the United Arab Emirates

Long-term residence (10 years)

The UAE Golden Visa offers a ten-year, renewable residency permit, providing a stable foundation for long-term personal and professional development. This extended stay allows individuals and their families to fully integrate into the vibrant UAE society and develop a deep understanding of local customs and traditions. The security of long-term residency allows Golden Visa holders to confidently pursue career and business opportunities and contribute to the country’s dynamic economy.

Visa-free travel and visa on arrival

Golden Visa holders benefit from enhanced global mobility with visa-free access or entry on arrival to over 150 countries, including popular destinations such as the Maldives, Thailand, Malaysia, Mauritius, Singapore and Japan, greatly simplifying international travel and business expansion.

No residency requirement in the United Arab Emirates

One of the biggest advantages of the UAE Golden Visa is that holders do not need to reside in the UAE to maintain their visa status permanently. Unlike regular residency visas, which expire if the holder is absent from the country for more than six consecutive months, the Golden Visa allows for longer absences without affecting its validity. This flexibility is particularly beneficial for international investors, entrepreneurs and professionals who travel frequently or conduct business in multiple countries.

Benefits of investing in and owning prime real estate

UAE Golden Visa holders have exclusive access to promising real estate investment opportunities, particularly in Dubai and Abu Dhabi. The UAE real estate market has seen a strong upturn: apartment prices rose by 8.5% and villas by 13% between 2022 and 2024, making real estate a lucrative long-term investment.

To qualify for a Golden Visa through real estate investment, individuals must own one or more properties valued at at least AED 2 million. This adjusted requirement facilitates investors’ participation in the UAE’s booming real estate sector and gives them better access to high-quality residential and commercial properties.

Additionally, financial institutions such as First Abu Dhabi Bank (FAB) offer exclusive mortgage benefits to Golden Visa holders. These include five-year fixed-rate loans from 2.49% per annum with no fees, making home ownership more affordable and financially attractive.

With tax-free rental income, capital growth and long-term residency rights, investing in property via the UAE Golden Visa offers both financial security and a path to a prestigious residency in one of the fastest-growing property markets in the world.

No sponsor required

A key benefit of the UAE Golden Visa is that it eliminates the need for a local sponsor, giving foreign investors and professionals complete autonomy over their residency and business activities. Unlike traditional UAE residency permits, which often require the support of an Emirati or local employer, the Golden Visa allows individuals to live, work and study independently in the UAE. This independence simplifies business start-ups and provides greater flexibility and control within the UAE’s dynamic economic environment.

Participation of family members and household staff

An important part of the UAE Golden Visa is the ability to bring family members such as spouses, children and in some cases parents and siblings to the country. It allows families to live together in the UAE without having to apply for a separate visa for each family member. This inclusion is a significant benefit that strengthens family ties and fosters a strong sense of security and belonging in the UAE.

Additionally, Golden Visa holders can employ their own domestic staff, including cleaners, drivers and other domestic help. Expanded employment opportunity contributes to a pleasant and comfortable living environment for the family. Visa holders are required to comply with UAE regulations and ensure that they provide their employed staff with adequate housing and fair wages in accordance with local labour laws.

No tax on personal income

One of the biggest advantages of living in the UAE is its complete tax exemption. It means that individuals pay no tax on salaries, self-employment income, capital gains, or rental income or capital gains. It makes the UAE a popular destination for professionals, investors and wealthy individuals.

Additionally, the UAE has double taxation treaties with over 140 countries, ensuring that residents are not taxed twice on the same income, further strengthening the UAE’s position as a global center for tax efficiency.

No corporate tax in free zones

For companies operating in the UAE’s free zones, the Golden Visa offers significant tax benefits, including a 0% corporate tax rate for eligible companies. While mainland companies with annual profits exceeding AED 375,000 are subject to a 9% corporate tax rate, companies in the free zones that meet certain criteria are completely exempt from tax.

In addition, free trade zones offer 0% VAT on intra-community transactions and exemption from customs duties on imports and exports. Companies registered in these zones also benefit from 100% foreign ownership and full profit repatriation. It makes them an ideal choice for internationally active entrepreneurs and companies looking to optimize their tax efficiency.

Access to employment and business opportunities

The UAE Golden Visa offers unparalleled flexibility in employment and entrepreneurship, making it particularly attractive to professionals, entrepreneurs and skilled workers. Unlike traditional work visas, which require an employer commitment and can limit mobility in the labor market, Golden Visa holders are not tied to a single employer. It means they can change jobs, work for multiple employers or be self-employed without affecting their visa status.

Additionally, Golden Visa holders can establish and run their own business alongside their existing employment abroad. It allows them to diversify their income streams and take advantage of entrepreneurial opportunities. The UAE’s world-class infrastructure, advanced technology ecosystems and modern transport networks create optimal conditions for professional and economic development. The country actively promotes entrepreneurship through strategic initiatives such as Dubai Future Accelerators and Abu Dhabi’s Hub71, as well as through regular networking events that bring together industry leaders and investors.

For small businesses and start-ups, the UAE offers significant tax benefits and economic incentives to promote growth. These include simplified compliance procedures, potential exemptions from certain tax returns, and reduced corporate tax rates below certain thresholds. Free zones further expand business opportunities by allowing 100% foreign ownership, 0% corporate tax for eligible companies, and full profit sharing.

Automatic access to the UAE Digital Nomad Visa Program

Golden Visa holders are automatically eligible for a UAE remote work visa. It allows them to work for international companies from their UAE residence without the need for employer sponsorship. It is a valuable benefit for freelancers, remote workers and digital entrepreneurs.

Permanent residence permit for family members

Even if the main visa holder loses their job or changes profession, the partner and children retain their residency status under the Golden Visa program, ensuring family stability and security.

Multiple-entry visa

Additionally, the UAE Golden Visa program facilitates seamless global mobility through various entry and exit options. It allows professionals to leave the country without having to apply for a new visa each time. It offers significant flexibility, especially for professionals, entrepreneurs and their families with international connections. The ease of travel planning simplifies travel arrangements and makes the UAE an ideal location for those pursuing international business interests and maintaining an international lifestyle.

Conditions for obtaining a driving license in the United Arab Emirates

Golden Visa holders benefit from a simplified procedure for obtaining a driving license in the UAE. If you have a valid driving license from one of the 32 recognized countries, including the UK, Australia and the US, you can have it converted directly into a UAE driving license without having to take any additional tests.

Golden Visa holders with a driving license from a non-recognized country can take the driving test directly, without having to take driving lessons beforehand. It makes it easier and faster to obtain a driving license in the UAE. This regulation ensures a smooth transition for Golden Visa holders who want to drive legally in the UAE.

Access to subsidized care

The UAE Golden Visa gives holders and their families access to the country’s advanced healthcare system, renowned for its state-of-the-art medical facilities and highly qualified professionals. In Abu Dhabi, Golden Visa holders benefit from tailor-made health insurance packages. For example, the National Health Insurance (Daman) offers comprehensive packages specifically for Golden Visa holders and their families. These packages can be customized to ensure optimal coverage for visa holders throughout their stay in the UAE.

Golden Visa holders who are employed full-time in Dubai or Abu Dhabi must remain covered by their employer’s health insurance. However, holders without employer insurance must have valid health insurance that is recognised in the UAE. It ensures that local regulations are followed and that necessary medical care is available.

First-class education and reduced tuition fees for families

Holders of a Golden Visa in the UAE have exclusive access to leading educational institutions, including world-class international schools and universities with curricula such as British, American, International Baccalaureate (IB) and Australian. The UAE’s diverse and multicultural education system ensures that expatriates have access to globally recognized degrees and top-notch academic programs.

Additionally, expats with a Golden Visa in Dubai benefit from reduced tuition fees at international universities, making higher education more affordable. At prestigious institutions such as the University of Birmingham Dubai, Middlesex University Dubai and New York University Abu Dhabi, students can receive a high-quality education while enjoying visa security and the benefits of an extended stay.

Esaad Advantage Card

An exclusive benefit for selected UAE Golden Visa holders in Dubai is the Esaad Privilege Card, a loyalty program that offers extensive discounts and financial benefits across various sectors. Originally designed for government employees, the Esaad Card is now also available to selected Golden Visa holders, providing them with valuable benefits that enhance their lifestyle and reduce their daily expenses.

Golden Visa cardholders with an Esaad Privilege Card benefit from significant savings across the automotive, real estate, healthcare, hotel, education, banking and retail sectors. Benefits include lower interest rates on luxury car purchases, favorable terms for real estate investments, reduced health insurance premiums and discounts at top-notch hotels, restaurants and entertainment venues. Esaad cardholders also receive exclusive discounts on tuition fees at leading international schools and universities, making quality education accessible to more people.

Life in the world’s safest city

Abu Dhabi was named the world’s safest city for the ninth consecutive year in 2026, according to Numbeo’s Safety Index. The city achieved a score of 88.4 out of 100, reflecting its effective security measures and commitment to the well-being of its residents.

Other cities in the UAE also achieved excellent results: Dubai ranked fourth in the world and Sharjah fifth. These rankings underline the UAE’s commitment to maintaining safe and livable urban environments.

Access to first-class leisure and entertainment facilities

Life in the UAE offers Golden Visa holders access to an unparalleled range of world-class leisure and entertainment experiences. From luxury shopping malls and top-notch restaurants to cultural festivals and sporting events, the UAE has something for everyone.

Golden Visa holders receive exclusive access to VIP events, luxury resorts and private beach clubs, as well as discounts on theme parks, water parks and world-famous attractions such as Ferrari World Abu Dhabi, Atlantis Aquaventure and Expo City Dubai. The UAE also hosts global sporting events such as the Dubai World Cup, Abu Dhabi Grand Prix and DP World Tour Championship, making it a popular destination for sports enthusiasts.

Additionally, the country has a vibrant arts and entertainment scene with opera houses, live concerts, theatre performances and film festivals, ensuring a diverse cultural experience all year round. Whether it’s skydiving over the Palm Jumeirah, off-roading in the desert or sailing in Dubai Marina, the UAE offers an unparalleled lifestyle for those seeking adventure, relaxation and entertainment.

Fast track to citizenship in the United Arab Emirates

While the UAE traditionally did not grant citizenship to foreigners, Golden Visa holders can now obtain UAE citizenship under special circumstances. The government has introduced procedures that allow long-term residents, particularly investors, entrepreneurs, academics and highly skilled professionals, to apply for UAE citizenship, providing them with greater stability and long-term benefits.

While citizenship is granted on a case-by-case basis, obtaining a Golden Visa is a crucial step towards potential entry. UAE citizenship opens up even greater business benefits, visa-free travel, and unrestricted access to local markets.

Understanding the criteria and requirements for admission can be complicated. Still, JustBusinessBlog offers expert advice to ensure Golden Visa holders are informed about future opportunities for long-term residency and potential citizenship.

VIP airport services and travel benefits

Golden Visa holders have access to premium airport services in the UAE, including expedited immigration, priority check-in and access to VIP lounges at Dubai International Airport (DXB) and Abu Dhabi International Airport (AUH). It ensures a smooth and luxurious travel experience, especially for business travelers and frequent flyers.

Additionally, Golden Visa holders can take advantage of exclusive travel benefits, such as discounted airfares, priority visa processing for select destinations, and special concierge services for international travel.

Emergency consular assistance worldwide

Golden Visa holders now receive enhanced consular support from UAE embassies and consulates worldwide. In emergencies such as natural disasters, political unrest or travel disruptions, the UAE provides rapid assistance, including evacuation coordination and direct contact with local authorities. This additional protection provides residents who travel frequently for business or leisure with a secure sense of security.

24/7 support line

The Ministry of Foreign Affairs has established an international hotline (+971 2 493 1133) that is open 24/7, exclusively for Golden Visa holders. This hotline connects you directly to the UAE consular departments and provides immediate assistance worldwide for document issues, travel emergencies and other urgent matters. This service underlines the government’s commitment to protecting its citizens wherever they are.

Expedited return procedure for lost passports

If a Golden Visa holder loses their passport abroad, they can now apply for an electronic re-entry permit within 30 minutes through the UAE Consular Section. This permit allows for a single entry into the UAE and is valid for seven days from the date of issue. Thanks to this simplified procedure, travelers can return quickly and continue their stay without any hassle.

Assistance with repatriation and burial

In the tragic event of a Golden Visa holder passing away abroad, the UAE Government, through its diplomatic missions, coordinates repatriation and burial arrangements. It includes assistance with transportation arrangements, documentation and liaising with local authorities to ensure that families receive compassionate and effective support during this difficult time.

Requirements for a golden visa in the United Arab Emirates

To be eligible for the coveted Golden Visa in the United Arab Emirates, you must belong to one of these 20 categories.

1. Investors in government investments

To obtain a visa that can be extended for 10 years, one must meet one of the following conditions:

• Provide a certificate from an accredited investment fund with a minimum deposit of AED 2 million or,
• Submission of a trade or industrial license and a registration certificate showing a capital investment of at least AED 2 million.
• An annual contribution of at least AED 250,000 is required to the government, which the Federal Tax Authority must confirm.
• Proof of full ownership of the investment without loans, as well as valid health insurance for you and your dependents, is required.

2. Real estate investors

To obtain a visa that can be extended for 5 years, the following conditions must be met:

• A confirmation from the property registry in the relevant emirate regarding ownership of one or more properties with a total value of at least 2 million AED.
• Documentation is required if the property is financed with an approved loan from a local bank.

3. Investors/Partners

Requirements for obtaining a visa valid for 10 years:

• You must hold a valid business license, including the appendix for partners.
• Submit the company/companies’ latest financial reports.
• A certificate from the relevant free zone detailing the investor’s financial activities.
• A semi-annual bank statement from the company with details of recent transactions.
• Registration with the Federal Tax Authority and proof of annual business transactions worth at least AED 100,000.
• Proof of ownership, if applicable.

4. Deposit investors

Requirements for obtaining a visa valid for 10 years:

• Proof that you have a financial deposit of at least AED 2 million with a bank in the country, possibly in the form of investment bonds or sukuk.
• Proof of residence in the Emirate of Dubai.

5. Tax collection investors

Requirements for obtaining a renewable visa:

• A confirmation letter from the Federal Tax Authority stating that you are a shareholder in one or more companies with an annual tax liability of at least AED 250,000.
• Valid business license, including an appendix with the names of the shareholders.

6. Entrepreneur

To obtain a visa that can be extended for 5 years, you must meet the following conditions:

• Management of an innovative, risk-based technical or economic project.
• Have a UAE auditor confirm that the project value is at least AED 500,000.
• Submit letters from relevant UAE authorities, including a nomination letter from the Dubai Future Authority and an accredited business incubator, to confirm the innovative nature of the project and to ensure the establishment of the company in the UAE.

7. Doctors, scientists and researchers with outstanding achievements

To obtain a ten-year, renewable golden visa from the United Arab Emirates, applicants must meet certain requirements depending on their profession:

• Doctors must obtain approval from the UAE Ministry of Health.
• Scientists and researchers must have received an award from the Emirates Council of Scientists or hold an award, such as the Mohammed bin Rashid Medal for Scientific Excellence.
• Other requirements for scholarship recipients include a nomination or recommendation letter from the Emirates Scholars Council and a scholarship license certificate.

8. Experienced religious scholars

For a visa that is valid for 10 years and can be extended:

• Submit a photocopy of the sponsored person’s passport.
• A letter of recommendation or nomination from the Ministry of Culture and Youth or relevant local authority.

9. Inventor

The following requirements apply to a 10-year visa:

• A recommendation from the Ministry of Economy proving that the patent will bring significant benefits to the UAE economy.

10. Creative professionals in culture and the arts

For a 10-year visa, you will need the following:

• Approval from the local Ministry of Culture and Arts.

11. Managing Director

Applicants must provide evidence of the following:

• A recognized university degree.
• A letter of recommendation with five years of professional experience in a management position.
• Proof of an income of at least AED 50,000 and a valid employment contract.

12. Athlete

The following requirements apply to a 10-year visa:

• A recommendation from the Swedish Sports Authority or a local sports council.

13. Engineers

    and scientists

The following requirements apply to a 10-year visa:

• A recognized school-leaving certificate and an employment contract.

14. Digital talents

To obtain a 10-year visa, you must meet the following conditions:

• Specialize in areas such as artificial intelligence (AI), big data or other areas of the digital economy and receive a nomination letter from the Emirates Council for Artificial Intelligence and Digital.

15. Exceptional talent in other areas of interest

To obtain a 10-year visa, you must meet the following conditions:

• You will receive a nomination letter from the Dubai Future Authority.

     16. high school students

The following conditions apply to a 5-year visa, which can be extended for university studies:

• A grade point average of 95% in high school.
• A recommendation from the Ministry of Education.
• A copy of the residence permit issued by the Dubai authorities.

17. University students

To obtain a 10-year visa, you must meet the following conditions:

• Possession of a bachelor’s, master’s or doctoral degree from a university ranked among the top 100 in the world according to international classifications recognized by the Ministry of Education.
• Achieve a grade point average of at least 3.5.
• You completed your studies within two years.
• Have a copy of your residence permit issued in Dubai ready.

18. Pioneers in humanitarian work

The following requirements apply to a 10-year visa:

• At least five years of professional experience from a leading humanitarian organization.
• A recognition award and at least AED 2 million in humanitarian aid funding.
• A recommendation from the Ministry of Community Development.
• Submit proof of university education.
• Submit a copy of the residence permit issued by the relevant authority in Dubai.

19. Heroes at the Front

To obtain a 10-year visa, you must meet the following conditions:

You must be a medical professional, such as a doctor or nurse, who has made a significant contribution during crises such as the COVID-19 pandemic. Official recognition by the Frontline Heroes Office or other relevant authorities is a prerequisite for participation.

20. Teachers and educators

To obtain a 10-year visa, you must meet the following conditions:

• You must be a teacher, school principal, academic director or educational specialist working at a private school or college in the UAE.
• Obtain a recommendation from the Knowledge and Human Development Authority (KHDA) in Dubai or the Ras Al Khaimah Department of Knowledge (RAK DOK).
• Demonstrate that you make outstanding academic contributions, use innovative teaching methods, or have a demonstrable impact on the quality of education and student learning outcomes.

The cost of a golden visa

Residence permit: 1100 AED

Additional costs include:

• Knowledge Dirham: 10 AED
• Innovation Dirham: 10 AED
• Cost within the country: 500 AED
• Shipping costs: 20 AED

Please note: For each year of stay exceeding two years, the issuance fee increases by 100 AED.

Click here for more information about your eligibility for the Golden Visa.

How to apply for a golden visa to the United Arab Emirates?

Applying for a golden visa to the United Arab Emirates has never been easier, and JustBusinessBlog ensures a hassle-free and stress-free experience by handling the entire process for you.

Why choose JustBusinessBlog?

• Expert Advice – We assess your suitability and advise you on the best way to obtain a Golden Visa, based on your profile.
• Complete document management – Our team ensures that all documents are submitted correctly, completely and on time to avoid unnecessary delays.
• Comprehensive support – From medical examination and Emirates ID card processing to final visa approval, we handle the entire application process.
• Fast and reliable processing – We work directly with authorities to ensure your Golden Visa is issued as quickly as possible.
• Guaranteed approval or your money back – Our services are designed to give you peace of mind, as we guarantee the approval of your visa.

How JustBusinessBlog secures your Golden Visa

1. Determining your eligibility: Our team will review your profile to determine if you qualify for any of the Golden Visa categories.
2. Personal support with the application process: We process your visa application through the most efficient government channels.
3. Medical examination and biometrics: We will organize your medical examination, fingerprint scans and registration for your Emirates ID card.
4. Fast approval: We work closely with authorities to expedite the issuance of your Golden Visa.
5. Get your 10-year residency permit: After approval, you will receive your golden visa and residency permit from the UAE without any hassle.

Apply for your golden visa to the United Arab Emirates with JustBusinessBlog.

The UAE Golden Visa program is a significant initiative for investors, entrepreneurs, professionals and their families. It offers tangible benefits that make the UAE an ideal place to live. In addition to long-term residence, it provides access to excellent infrastructure, investment opportunities and a favorable business climate. The program covers important aspects of life, such as high-quality education and healthcare, and also offers family-friendly amenities and exclusive benefits such as the Esaad Privilege Card.

For those looking to build a future in a dynamic and thriving environment, the UAE Golden Visa is a wise choice. It not only allows you to live in the UAE, but also to benefit from the opportunities and lifestyle the country offers.

Contact JustBusinessBlog if you need help applying for your Golden Visa in the UAE. Our team will review your profile and eligibility for the Golden Visa and guide you through the entire process and all associated requirements.

Click here to guarantee your 10-year Golden Visa or your money back.

FAQs (Frequently Asked Questions)

Q1: What is a golden visa to the United Arab Emirates?

The UAE Golden Visa is a long-term residency permit that allows foreign nationals to live, work and study in the UAE while retaining full ownership of their business on the mainland. These visas are usually valid for 5 or 10 years and are automatically renewable.

Q2: What are the benefits of the Golden Visa for family members?

Golden Visa holders can bring their family members, including spouses and children, regardless of age, to the UAE. It allows families to live together in the UAE.

Q3: Are Golden Visa holders allowed to travel outside the UAE?

Yes, one of the biggest advantages of the Golden Visa is that its holders can easily enter and leave the UAE without risking losing their visa status, provided they return to the UAE at least once every six months.

Q4: Can Golden Visa holders own a business in the UAE?

Yes, UAE Golden Visa holders can establish and operate businesses without a local guarantor. It includes full ownership in free zones and, in some cases, on the mainland. The Golden Visa offers entrepreneurs and investors greater autonomy and security when establishing or expanding their businesses in the UAE.

Q5: How long does it take to process a Golden Visa application in the United Arab Emirates?

Processing times vary, but typically take several weeks. Applicants should ensure that all required documents are submitted correctly to avoid delays.

Q6: What are the differences between a 5-year Golden Visa and a 10-year Golden Visa?

The main difference lies in the eligibility criteria and investment amount. A 10-year visa typically requires a higher investment threshold and is intended for investors and individuals who make a significant contribution to key industries. In contrast, a 5-year visa is more accessible to entrepreneurs and professionals.

Q7: Can I exchange a regular visa for a Golden Visa?

Yes, individuals who meet the criteria can apply to convert their current residency status to a Golden Visa, provided that the UAE Immigration Authority approves it.

Q8: Does a Golden Visa provide access to citizenship in the United Arab Emirates?

The Golden Visa program offers long-term residency but does not provide a direct path to citizenship. UAE citizenship laws are very strict and generally require, among other specific criteria, an exceptional personal contribution to the country. Citizenship decisions are usually based on nominations and require approval from the highest authorities.

Q9: Can I extend my Golden Visa?

Yes, you can renew your UAE Golden Visa, provided you continue to meet the conditions that applied when it was first issued. The renewal process usually involves you demonstrating that you still meet the financial or professional requirements for your visa category, such as maintaining the required investment level or continuing to hold a qualified position.

Q10: Are outstanding students eligible for a golden visa to the United Arab Emirates?

Outstanding high school and university students with exceptional academic achievements may qualify for the UAE Golden Visa. To qualify, they must meet specific academic criteria set by the UAE government, such as the highest grades in high school or a high average grade in university studies. This long-term residency offers talented students’ stability and access to high-quality education, career opportunities and research in the UAE. The initiative aims to attract and retain top talent for academia and foster innovation and excellence in the country’s growing knowledge economy.

Q11: What is the Golden Visa “One Touch” service?

The One-Touch Golden Visa Service, introduced by the UAE Federal Authority for Identity, Citizenship, Customs and Port Security (ICP), is an expedited system that simplifies and speeds up the visa application process. This service allows applicants to complete all the necessary steps in a single transaction, eliminating delays and making it easier than ever to obtain a ten-year UAE residency permit. Although the One-Touch Golden Visa Service is available through government agencies, applying for a visa on your own can sometimes be quite complicated.

Q12: How can a UAE golden visa help me advance my business or career?

The UAE Golden Visa gives you the freedom to start or expand a business, change jobs flexibly and work for multiple employers – all without a local sponsor. Thanks to an efficient application process, government support and business-friendly regulations, Golden Visa holders can take full advantage of the UAE’s tax advantages, free trade zone benefits and world-class infrastructure. Whether you’re an entrepreneur looking to launch a startup or an established professional looking to advance your career, the Golden Visa provides the flexibility and security to thrive in one of the world’s most dynamic economies.